C2 Insurance is a privately owned insurance agency located in Mobile, Alabama. It is a division of C2 Wealth Strategies, the parent company that has focused on Small Business Owners needs and the needs of individuals for Wealth Management and Financial Services for the past 30 years. Our purpose is to make our clients aware of the changing Insurance Marketplace and provide them with the solutions and steps to build the insurance platform that is best for them, their family and their employees. We are a group of structured, independent and experienced planners who keep our knowledge fresh by staying current while interpreting evolving changes in the marketplace. We are detail oriented and take our integrity very seriously with the result that our client service is next to none. We look forward to servicing you.
Our services are holistic. Through our detailed planning process, we are able to make the complex simple and help our clients understand all of their options. We can customize any employee benefit plan to fit with you and your employee’s needs. Whichever plan you choose to offer to your employees, there may be those insist on seeing their own doctors and are willing to pay extra premium, deductibles and coinsurance. Other employees who do not have that need, may appreciate a less expensive and more restrictive plan. In order to satisfy a majority of your employees, some employers offer a choice among a variety of plan options.
Group term life insurance is a type of insurance coverage offered to a group of people. This coverage will provide a benefit to the beneficiaries if the covered individual dies during the defined covered period. As with other types of group benefits, group term life is generally cheaper than comparable individual policy coverage. For this reason, group term life insurance is often a key component in employee benefit packages.
Health insurance is an important part of an employee's overall compensation package. Historically, premiums for health insurance have been very costly, and it is prohibitively expensive for individuals to purchase a policy outside of an employer-sponsored plan. Thus, an employer-sponsored health plan is an excellent way to attract and retain employees.
A variety of supplemental health insurance products is offered so that employees may choose to purchase through their companies at rates that are more competitive than they could get on their own, including short-term disability, vision, dental, cancer, critical illness, accident, limited benefit hospital indemnity, and out-of-pocket medical expense.
Disability insurance replaces a percentage of an employee's earnings, in the event of a disability that prevents him or her from working. Typical benefits range from 50% to 70% of pre-disability earnings, up to a monthly maximum benefit. Some disability income plans pay benefits for a set number of years, or until age 65. Many offer additional provisions via policy riders designed to improve coverage, as well as to encourage the employee to return to work as soon as he or she is able. Some of these policy riders include residual or partial disability payments and cost-of-living adjustments.
Vision insurance typically comes in the form of either a vision benefits package or a discount vision plan. Typically, a vision benefits package provides free eye care services and eyewear within fixed dollar amounts. Relatively small co-pay (fixed dollar amount) is needed each time you access a service. A discount vision plan, on the other hand, provides eye care and eyewear at discounted rates after you pay a monthly or annual premium.
Dental insurance plans generally pay for a majority of services offered by dentists, orthodontists, and endodontists. Services are classified as preventive (routine exams and x-rays), restorative (fillings, endodontics, periodontics, crowns, and prosthetics), and orthodontia (braces). Benefits may be payable as a percentage, based on a classification of the service. There is usually an annual maximum benefit per insured and a lifetime limit on orthodontia. Riders may be available for services such as adult orthodontia.
By combining our expertise and the latest software technologies, we engineered our own custom enrollment portal. Our customers can benefit from a unique onlijne enrollment experience to save time and eliminate the use of pen and paper.
There are many variations of insurance policies from C2 Insurance.
Life Insurance can provide your family members with financial protection and help pay for expenses such as funeral costs, medical bills and estate taxes in the event of your death and can help protect your family's lifestyle. Receive Quotes From Our Top Rated & Trusted Partners.
Receive quotes on top rated Final Expense Life Insurance policies to provide modest amounts of life insurance for seniors looking to protect their families from the costs of a funeral and other expenses that may come at their time of death. This easy-to-get coverage provides peace of mind and a lasting legacy of love. Contact us today and you can have coverage in place tomorrow.
C2 Insurance is a company whose staff is Passionate with a Purpose. Our purpose is to secure and protect our clients’ wealth and give them peace of mind for the future. We are a group of structured, independent and experienced planners who keep our knowledge fresh by staying current while interpreting evolving changes in the marketplace. This keeps our minds open and fresh. Our meetings are designed to exchange information and assess the daily movement in the world and thereby anticipate the best end results that will benefit our clients.
Our firm’s mission is simple: To help companies and their families to thrive to achieve peace of mind. We do that by taking charge of the often complicated and challenging task of managing our clients’ employee benefit needs and expectations. Our job is bigger than just managing your employee benefits for creating a plan for your business. Our job is to help you achieve your goals and we are prepared to travel any path necessary to help you accomplish that end.
Using our experience together with thorough assessment of current and the ever-evolving market conditions, our teams marry these strategies to match our clients’ objectives to bring the required results. Our teams are always approachable and accountable and know how important it is to keep all areas of communication open and clear. At C2 Insurance we never sit on our laurels and are continuously applying the wealth of ever-growing and ever-evolving knowledge.
At the core, our responsibility is the management of our clients' hopes, dreams and desires in a purposeful way by listening to our clients, understanding their current situation and future expectations. Communicating clearly and openly with our clients and keeping uppermost in our minds that our responsibility is to fulfill their life goals of a secure future. By incorporating all essential factors we will create a plan tailored to suit each client’s objectives and recommend a financial strategy that will deliver results and secure that peace of mind that we are all seeking.
Once the client has defined their needs and communicated their plans, we have the foundation of what is required. After understanding the related issues, we plan accordingly to make the most impact in the current market place.
A well-crafted plan needs to encompass all areas of a client’s life and future expectations. The plan must be forward-thinking and flexible to take advantage of every opportunity. Staying on top of current and unfolding issues that could impact our clients’ lifestyle protects their vision for the future.
We recognize that performance means something different to each client. We embrace that expectation as that encourages us to prove that we can deliver and manage in an independent, objective and accountable way.
We recognize how hard our clients have worked to achieve the wealth they have accumulated and this motivates us to ensure that we recommend tailor made specific strategies to encompass their entire picture to secure their current position and grow what they have.
Please do not hesitate to contact us for quotes or any other information for you or your compnany's insurance needs. We are always standing by and ready to help.
2607 Dauphin St. Mobile, AL 36606